http://www.stampcollectioninfo.com/cancellation-covers/
I bought a Delta ticket to India on Airfare.com and now need to change or cancel. What can be done?
This is because my passport and visa may not arrive on time.
What would happen if I stopped the charge on my Discover card?
Discover card also has automatic flight insurance...but do they cover cancellations? I doubt it.
I would call your Discover card and see what type of travel insurance it covers. I do believe that they only cover if the airline itself cancels the flight, I would check though.
But otherwise, you can change your ticket but you will occur a change fee plus any difference in fare, and it is nonrefundable, meaning you can't cancel your ticket. And you wouldn't be able to cancel the charge on your Discover card, they wouldn't allow you to unless it was a fraud type case. And since the ticket is in your name you couldn't claim that.
Good luck & I will cross my fingers that they do arrive in time!
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